Terms of use

Our goal is to ensure you have an excellent experience while using our platform and to make sure you are fully informed of your legal rights and responsibilities. askand.bid is designed to help users compare rates across various Exchange Platforms while enhancing privacy. We do not facilitate fiat-to-digital currency exchanges, nor do we operate as a digital currency exchange service. Ask&Bid does not buy or sell cryptocurrencies directly from or to users. The content on our website is not intended to serve as legal or financial advice. The information provided, along with any content posted or viewed on our site, should not be interpreted as, nor relied upon for, legal, financial, or tax guidance in any situation.

Acceptance of These Terms

These Terms of Use (“Terms”) govern your access to and use of the Ask&Bid website, services, and API (collectively, the “Platform”), owned and operated by Ask&Bid LLC. Please review these Terms carefully before using the Platform. By accessing or using the Platform, you agree to be bound by these Terms and our Privacy Policy, which is incorporated here by reference. If you do not agree with any part of these Terms or the Privacy Policy, please refrain from using the Platform.

Updates to the Terms

We reserve the right to modify these Terms at any time at our sole discretion. Changes become effective immediately upon posting and apply to all future use of the Platform. Continued use after updates indicates your acceptance of the revised Terms. We recommend reviewing this page periodically to stay informed of any modifications, as they are binding.

Intellectual Property Rights

All content, features, and functionalities of the Platform—including information, software, text, images, videos, audio, and the design and arrangement thereof—are the property of Ask&Bid. You are prohibited from:

• Altering copies of any images from the Platform.
• Using illustrations, photos, videos, or graphics separately from accompanying text.
• Removing or modifying copyright, trademark, or other proprietary notices.
• Claiming ownership of any code, image, text, or other content created by Ask&Bid.

Restrictions for Certain Jurisdictions

By using Ask&Bid’s services, you confirm that you are not located in, nor a citizen or resident of, the United States or any country subject to UN sanctions or where cryptocurrency use is illegal under local law.

Prohibited Activities

You may only use the Platform for lawful purposes and in accordance with these Terms. Ask&Bid enforces a strict no-tolerance policy against illegal activities. You agree not to:

• Violate any applicable laws or regulations.
• Engage in activities that breach third-party terms when communicating through Ask&Bid.
• Exploit or attempt to exploit minors or expose them to harmful content.
• Impersonate Ask&Bid, its employees, other users, or any third party.
• Engage in conduct that disrupts or impairs others’ use or enjoyment of the Platform, or that could harm Ask&Bid or its users.
• Use automated tools like bots or spiders to access or monitor the Platform without prior approval.
• Introduce malicious software or harmful code.
• Attempt unauthorized access, damage, or disrupt any part of the Platform or connected systems.
• Use the services if under the age of majority.

Suspicious activities or transactions may lead to partner Service Providers conducting due diligence, including KYC checks, to prevent illegal activities. Users should review the Privacy Policies and Terms of Use of each partner involved. Ask&Bid itself does not perform trades or hold funds; it merely provides software for user interactions, and we promote compliance with AML regulations through our partners.

Privacy Policy

All personal data and information are managed in accordance with our Privacy Policy. By using Ask&Bid, you agree to our handling of your data as specified therein.

External Links

The Platform may include links to third-party websites or resources. We are not responsible for their content or the consequences of your use of those sites. Access third-party content at your own risk and in accordance with their terms.

Jurisdictional Restrictions

Certain services may not be available or legal in some regions. Consult legal professionals to ensure compliance with local laws. Usage is at your own risk, and you are responsible for adhering to applicable regulations. We will act in accordance with legal requests or enforcement actions related to geographic restrictions.

Translations

Content may be available in multiple languages, but in case of discrepancies, the English version prevails. Please report any inconsistencies.

Investment and Tax Considerations

Ask&Bid does not provide investment advice. All investment decisions are made at your own discretion. You are responsible for understanding and fulfilling any tax obligations related to your transactions. Ask&Bid does not handle or verify funds; it only facilitates communication between users and third-party providers.

Third-Party Provider Risks

Using third-party services involves inherent risks. Ask&Bid bears no responsibility for actions taken by these providers or the consequences of your interactions with them.

Monitoring and Enforcement

We reserve the right to investigate suspected violations of these Terms, including transactions that raise concerns. We may suspend or restrict access for users under investigation and take appropriate corrective actions.

Warranties and Disclaimers

We do not guarantee that files or content obtained from the Platform are free from viruses or harmful components. Use of the Platform and its content is at your own risk. The Platform is provided “as is” without warranties of any kind regarding security, accuracy, reliability, or availability. We disclaim all implied warranties to the maximum extent permitted by law.

Liability Limitations

To the fullest extent permitted by law, Ask&Bid and its affiliates are not liable for damages arising from your use or inability to use the Platform, including but not limited to direct, indirect, incidental, or consequential damages.

Indemnification

You agree to indemnify and hold harmless Ask&Bid, its affiliates, and associated parties against any claims or damages resulting from your violation of these Terms or misuse of the Platform.

Statute of Limitations

Any legal claims related to these Terms or your use of the Platform must be filed within one year of the cause of action; otherwise, they are barred.

Severability and Waivers

If any provision is found invalid or unenforceable, the remaining provisions will remain in effect. No failure to enforce any part of these Terms constitutes a waiver.

Entire Agreement

These Terms, along with the Privacy Policy, constitute the entire agreement between you and Ask&Bid regarding the use of the Platform and supersede previous agreements.

Legal Requests

We will cooperate with law enforcement inquiries and legal notices served through proper channels. For subpoenas or legal requests, contact us at support@askand.bid

Feedback

Please send any comments or concerns to support@askand.bid.

Best Effort Guarantee

Ask&Bid will make its best effort to assist you in obtaining reimbursement from the third-party exchange involved in your transaction. This guarantee applies when the exchange fails to complete or refund your transaction and provides no evidence of AML risk or blockage. We will work with the exchange to recover the funds, but we do not guarantee that the exchange will reimburse you. This guarantee does not apply to trades with exchanges rated as D. To claim assistance, please contact us within 10 days with your transaction ID, proof of non-reimbursement, and proof of payment. The following restrictions apply:

• You must not delete transaction records.
• You must not be affiliated with the exchange.
• You must not be involved in halted or illegal transactions.
• You must provide necessary verification if flagged for sanctions.
• We reserve the right to adjust or discontinue this best effort service at our sole discretion.

Please note that this is a best effort service and does not guarantee reimbursement from the third-party exchange. Ask&Bid will do its best to help recover your funds, but ultimate responsibility lies with the third-party exchange.